Bank
A bank is a place where you can safely store your money. There are npc banks, as well as player-run ones.
There is a one-time fee to open an account, and a deposit fee every time you make a deposit (a percentage of the amount of the deposit).
If you have an account at a bank, you can access your balance from any of its branches. You deposit and withdraw money in the local currency only.
The command "balance book", used at any bank (whether npc or player-run), will give you a book that lists all of your bank accounts and their balances. If you already have a balance book in your inventory, this updates it for free--if not, there's a fee of &&&&&&&&&&&+2000 A$5 to get a new book.
The balances are listed both in the currency each bank uses[1], and in the local currency of the bank branch you last updated the balance book at. The last page tells you the total amount of money you have across all accounts.
NPC banks
There's no limit to the amount of money npc banks can hold, and they are permanent. However, they usually have higher deposit fees than player-run banks.
| City | Bank | Branch location | Cost to open account | Deposit fee |
|---|---|---|---|---|
| AM | Bing's Bank | Upper Broadway | 10% | |
| AM | Bing's Bank | Street of Bookkeepers | &&&&&&&&&&&&+400 $1 | 10% |
| AM | Bing's Bank | Brookless Lane | 10% | |
| AM | Lancrastian Farmers' co-op | Widdershins Broadway | &&&&&&&&&&&+4000 $10 | 10% |
| AM | Genua National Bank | Phedre Road | &&&&&&&&&&&+7800 $19.50 | 10% |
| BP | First Imperial Bank of the Empire | Market Street | N/A | 10% |
| BP | First Imperial Bank of the Empire[2] | Rhinu Road | &&&&&&&&&&&+8160 17Rh | 10% |
| Djb | Klatchian Continental Bank | east end of Market Street | free | 5% |
| Escrow | Lancrastian Farmers' co-op | south side of market | 7% | |
| Ephebe | Bing's Bank | Impartiality Avenue | &&&&&&&&&&&&+960 S5|0de | 10% |
| Ephebe | Klatchian Continental Bank | Logical Lane | free | 10% |
| Genua | Genua National Bank | Royal Avenue | &&&&&&&&&&&+7800 2,6,0Gf | 5% |
| Hillshire | Bing's Bank | Hillshire | &&&&&&&&&&&&+500 $1.25 | 10% |
| Lancre Town | Lancrastian Farmers' co-op | East side of Lancre Town square | free | 2% |
| OC | Lancrastian Farmers' co-op | southwest corner of market | &&&&&&&&&&&+1728 LC 1|0|0 | 3% |
| Sto Lat | Bing's Bank | King's Road | 10% |
Player-run banks
Bank counters of different capacities can be installed in player shops. Since they can only hold a certain amount of money, they must be maintained to make sure people can deposit and withdraw money.
While the shop in which the master counter is on auction operations on accounts cannot be made at the master bank counter, though it is still possible to withdraw and deposit money in accounts at branch counters.
If the master counter is trashed the accounts become unavailable until a new master counter with the same bank name is put back in the same shop. This probably also stops branch counters from working. research If this has been marked on a page, it's because there was something that probably isn't known, that the person who edited the page thinks could be found out. Perhaps you could figure this thing out, and be famous evermore.
The shop owner can set the deposit fees and the fees to open an account. The deposit rate is visible when you look at the counter:
A heavily armoured and hardwood counter with a safe embedded into the surface. A logo marks this as a franchise of [bank]. A small sign indicates that the current deposit rate is [rate] and the owner is [owner].
For more info you can check the list of player shops, or the individual shop pages.
This table is automatically updated from individual shop pages, so edits should be made to them, not here.
| City | Bank | Shop name | Branch location | Counter type | Deposit fee | Updated |
|---|---|---|---|---|---|---|
| DJB | Nickett and Leggit | The Vulgar Unicorn | 14 Market Street, Northwest of bazaar | Small AM$500, DjToon 1000.00, 416Rh 80s, LSov 9 | 4% | 2022-12-02 |
| DJB | People's Bank of Klatch | The People's Bank of Klatch | 5 East Bazaar, southeast corner of Bazaar | Master Unlimited capacity | 4% | 2022-12-02 |
| Ephebe | People's Bank of Klatch | What you want, what you really really want | South side, Dockside Market, Just west of Krimat's Foreign Exchange | Small AM$500, DjToon 1000.00, 416Rh 80s, LSov 9 | 4% | 2023-08-05 |
| Ephebe | Stabba | One Shop To Rule Them All | Northeast corner, Southern Agora, Southern Gardens | Small AM$500, DjToon 1000.00, 416Rh 80s, LSov 9 | 4% | 2022-12-02 |
| Ephebe | Nickett and Leggit | Agora-Ephebia | Northwest corner, Southern Agora, Southern Gardens | Small AM$500, DjToon 1000.00, 416Rh 80s, LSov 9 | 5% | 2022-12-02 |
| Ephebe | Fluffy Rabbits | The Fuzzy Pineapple | Southwest corner, Southern Agora, Southern Gardens | Huge A$10000, DjToon 20000.00, 8333Rh 40s, LH 16 | 5% | 2022-12-02 |
| AM | Stabba | Stabba's Bank | 27 God Street, north side | Master Unlimited capacity | 1-3% variable | 2022-12-02 |
| AM | Fluffy Rabbits | The Bird of Paradise bank | 5 Attic Bee Street, south side | Master Unlimited capacity | 4% | 2023-06-01
|
| AM | People's Bank of Klatch | Godfathers' Lounge | Warriors' Guild Memorial Hall, Heroes street | Small AM$500, DjToon 1000.00, 416Rh 80s, LSov 9 | 4% | 2023-06-01 |
| AM | Nickett and Leggit | The Sneaky Hedgehog | 8 Plaza of Broken Moons, southeast corner of Plaza | Medium | 3% | 2023-06-01 |
| Ohulan-Cutash | Nickett and Leggit | The Tradepost | 2 Quayside Way, near west end, a bit north | medium | 4% | 2023-06-01 |
| Ohulan-Cutash | Stabba | The Pirate's Booty | Southwest Ohulan-Cutash Market | medium | 4% | 2023-06-16 |
| BP | Stabba | Lambh deargh abu | 3a Wung-chi Lane, west of the dojo | Huge A$10000, DjToon 20000.00, 8333Rh 40s, LH 16 | 4% | 2022-12-25 |
| BP | Fluffy Rabbits | Bird of Paradise (CWC branch) | 28 Elysien Lane, between dojo and McSweeney estate | Huge A$10000, DjToon 20000.00, 8333Rh 40s, LH 16 | 4% | 2023-06-02 |
| BP | Nickett and Leggit | Nickett and Leggit LLC | 132 Long Street, middle of northern Long Street | Master Unlimited capacity | 1-4% depending on GL | 2023-06-01 |
| BP | Nickett and Leggit | More of Mirodar's Magics | 18 Lover's Lane, northeast of the Medina | Small AM$500, DjToon 1000.00, 416Rh 80s, LSov 9 | 5% | 2023-04-27 |
| BP | People's Bank of Klatch | Adventurers' Finds | 2 Sampan Bay, east of Tuna Walk | Small AM$500, DjToon 1000.00, 416Rh 80s, LSov 9 | 4% | 2023-06-01 |
| City | Bank | Shop name | Branch location | Counter type | Deposit fee | Updated |
Bank short names
With the rental agreement for a player house you are renting you can change the bank from which your rent is taken from.
With "change bank list" you can list the short names for the banks with which you have accounts. Some of those might be player banks that no longer exist. The banks known to have existed are listed here.
| Short Name | Bank full name | Type | Master counter | Comment |
|---|---|---|---|---|
| Bing's First | Bing's Bank | Npc | Street of Bookkeepers, AM | |
| Genua National | Genua National Bank | Npc | Royal Avenue, Genua | |
| Stabba | Bank HERE or I STABBA you WALLET | Player | 27 God Street, AM | |
| LFC | Lancrastian Farmers' co-op | Npc | Lancre Town square | |
| The Pineapple | Pineapple Bank | Player | 8 Plaza of Broken Moons (probably) | Discontinued |
| People's Bank of Klatch | The People's Bank of Klatch | Player | 5 East Bazaar, Djb | |
| FIB | First Imperial Bank of the Empire | Npc | Rhinu Road, BP | |
| Fluffy Rabbits | The Bird of Paradise Bank | Player | 5 Attic Bee Street, AM | |
| Klatchian Continental | Klatchian Continental Bank | Npc | Market Street, Djb | |
| OCDT's bank | OCDT's Bank | Player | 3a Wung-chi Lane BP | Discontinued |
| Nickett and Leggit | Nickett and Leggit LLC | Player | 132 Long Street, BP |
